Car accidents happen so quickly and can happen any time, often from any number of errors in judgment. Most frequently, accidents are caused by distracted driving, usually by diverting attention from the road to talk on a cell phone, send a text message or eat food.
A high number of collisions occur in consequence of speeding, because the faster you drive, the slower your reaction time is to act quickly to prevent an accident. Impaired driving continues to be a frequent factor in accidents, despite many public awareness campaigns against drinking and driving, and it is one of the top causes that can be avoided. Reckless driving also results in accidents, including when drivers change lanes too quickly or tailgate. Running red lights or stop signs adds further collision risks.
There are many causes of car accidents, many that can be reduced and some that cannot. Bad weather is a factor that inevitably leads to collisions when a motor vehicle spins out of control or skids while braking. Teen drivers also increase the risk of accidents due to inexperience and some carelessness.
Liability is determined according to fault for the accident. You do not want to be wrongly found at fault in a car accident, especially if you incurred injuries from the car accident, because your assessed fault will reduce your personal injury compensation. If you have been injured in a car accident, you should speak to a personal injury lawyer to find out more about how to protect your rights.
What Insurance Protections Are Available?
If you have been injured in an accident involving a motorized vehicle, you may be eligible for both no-fault accident benefits and also a tort claim.
No-fault benefits (also known as accident benefits) are available to everyone injured in an accident regardless of who is at fault for the accident. Accident benefits cover losses from an accident such as lost wages, medical treatment, rehabilitation services and attendant care. In some cases the benefits can include child care, housekeeping and home maintenance. No-fault insurance benefits are paid by your own insurance company. If you do not have an auto insurance policy, the benefits may be payable by the insurance company of the vehicle owner or potentially the at-fault driver’s insurance company.
While accident benefits cover many losses following a motor vehicle accident, they provide only minimum insurance protections. Fortunately, if you are injured in a motor vehicle accident and are not at fault, you can additionally pursue a tort claim. A tort claim is a lawsuit for compensation for additional losses incurred from the accident, including loss of future income and out-of-pocket expenses that were not provided under the accident benefits claim, as well as for the pain and suffering that you endured.
When Should I Contact a Lawyer?
You should obtain a consultation with a personal injury lawyer as soon as possible after the accident. Given the strict timelines, complicated application forms to obtain accident benefits and the evidentiary requirements of tort claims, the earlier you find a legal representative, the better. If there are time-sensitive concerns, such as driving under the influence, then you should contact a personal injury lawyer immediately.
Contact Littlejohn Barristers
At Littlejohn Barristers, we have a dedicated team of professionals with over 30 years of combined experience. We have knowledgeable car accident lawyers in Barrie, and we serve Collingwood, Midland and Orillia as well. If you’ve been injured in a car accident, contact Littlejohn Barristers at 705-725-7355.
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For your convenience, we’re located just minutes from the County Courthouse. Call Littlejohn Barristers today at 705-725-7355 to find out how we can help you in your fight for justice. Our office is in Barrie, but our lawyers are proud to serve Midland, Collingwood, Orillia and surrounding Ontario areas.